Terms and Conditions

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Effective Date: [5/25/2025]

Honorary Lifestyle LLC

www.honorarylifestyle.com

Welcome to Honorary Lifestyle. By using our website and engaging in our services, you agree to the following Terms and Conditions. Please read them carefully before booking a consultation, purchasing a service, or submitting any personal information.

🔹 1. Purpose of Services

Honorary Lifestyle provides educational consulting services in areas such as:

• Financial strategy
• Business development and entrepreneurship
• Wealth-building guidance
• Life insurance referrals and personal development

We do not provide legal, tax, or medical advice, and our services should not be substituted for guidance from licensed professionals in those areas.

🔹 2. Eligibility & Client Responsibility

To use our services, you must:

• Be at least 18 years old
• Provide accurate and complete information
• Not use our services for fraudulent or illegal purposes

You are responsible for maintaining the accuracy of your own personal records and understanding that results will vary depending on your individual credit history and participation.

🔹 3. Confidentiality & Data Use

All client information is kept private and secure. We follow strict confidentiality protocols and only use your data to provide services you’ve agreed to.

By using our services, you agree to our [Privacy Policy], which outlines how your data is collected, stored, and protected.

🔹 4. No Guarantee Disclaimer

While our consulting is designed to help improve your financial position, we do not guarantee specific outcomes such as a credit score increase, loan approval, or funding success. Your results depend on your financial behavior, accuracy of information, and follow-through.

🔹 5. Payment, Cancellations & Refunds

All fees must be paid in full prior to the delivery of any one-on-one consultation or service package unless otherwise agreed upon in writing.

• Cancellations must be made at least 24 hours in advance to reschedule without penalty.
• Refunds are not issued for completed services. Partial refunds may be considered on a case-by-case basis if services were not rendered.

If you sign up for a multi-session or monthly program, you are responsible for completing the terms agreed upon at the start of service.

🔹 6. Intellectual Property

All content on this website, including templates, forms, downloads, and branding materials, are the intellectual property of Honorary Lifestyle unless otherwise credited. You may not copy, reproduce, or distribute any materials without our written permission.

🔹 7. Third-Party Services

We may refer you to third-party services (e.g., credit bureaus, financial platforms, insurance partners). These services operate under their own terms and privacy policies. We are not responsible for their actions, products, or data handling.

🔹 8. Limitation of Liability

Honorary Lifestyle shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use our services. By participating, you agree to release and hold us harmless from any claims or liabilities arising from your financial decisions.

🔹 9. Changes to These Terms

We reserve the right to update these Terms and Conditions at any time. Changes will be posted here and effective upon publication.

Additional Terms

1. Right to Refuse Service

We reserve the right to refuse or cancel service to anyone for any reason at any time, including but not limited to misuse of our platform, abusive behavior, or breach of these terms.

This protects you from being forced to serve problem clients or bad-faith actors.

2. Modifications to Services or Pricing

Prices for our products and services are subject to change without notice. We reserve the right to modify or discontinue any service (or part or content thereof) at any time without prior notice.

This gives you flexibility as your business evolves.

3. Indemnification Clause

You agree to indemnify, defend, and hold harmless Honorary Lifestyle LLC and its affiliates from any claim or demand, including reasonable attorney’s fees, made by any third-party due to or arising out of your breach of these Terms or your violation of any law or the rights of a third-party.

This clause shifts legal responsibility to the client if their actions lead to disputes.

4. Account Termination or Suspension

We may suspend or terminate your access to our services at any time, without prior notice or liability, if we determine that you have violated these Terms or engaged in harmful behavior.

Essential for controlling user access and avoiding legal risk.

5. No Professional Guarantee Disclaimer

All information provided on this website and in consultation services is for educational purposes only and should not be construed as financial, legal, medical, or investment advice. Honorary Lifestyle LLC does not guarantee specific outcomes or results.

Keeps your guidance within the scope of coaching and consulting.

6. User-Generated Content Disclaimer (if applicable)

If your platform allows comments, feedback, testimonials, or uploaded content:

You retain ownership of your content, but by submitting it to us, you grant us a worldwide, royalty-free, perpetual license to use, reproduce, and display that content on our website and social media platforms.

7. Copyright and Use Rights 

All materials on this site are owned by Honorary Lifestyle LLC and protected under U.S. copyright law. You may not copy, distribute, adapt, or sell any of our materials for commercial use without prior written consent. Attribution is required for any quoted or shared excerpts.

8. Website Downtime or Technical Issues Disclaimer

We do not guarantee uninterrupted or error-free access to our website. In the event of downtime, data loss, or functionality issues, Honorary Lifestyle LLC will not be held liable for any resulting loss or damages.

9. Third-Party Affiliate Disclosure 

If you earn affiliate commissions or refer to outside products:

Some links on this site may be affiliate links. We may earn a small commission if you make a purchase through them, at no additional cost to you. We only recommend products or services we trust.

10. Governing Law

These terms shall be governed by and interpreted in accordance with the laws of the State of [Virginia], without regard to conflict of law principles.

This ensures legal clarity in case of disputes.  Honorary Lifestyle, we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and protect your data when you visit our website or use our services.

Contact Us

For any questions or concerns regarding these terms, please contact:

📧 [support@honorarylifestyle.com]

🌐 www.honorarylifestyle.com